Owning a home remains a cornerstone of the American Dream, but saving for a down payment is the biggest hurdle for many potential first-time homebuyers. The proposed Downpayment Toward Equity Act aims to lower this barrier through federal assistance. What is the Downpayment Toward Equity Act? The Downpayment Toward Equity Act is pending legislation that…
Real estate investment trusts (REITs) represent a large and rapidly growing industry that offers abundant career opportunities across diverse real estate segments. This article will provide an expansive look at how many jobs are available in real estate investment trusts. Total REIT Jobs in the United States According to data from the National Association of…
Hedge funds employ various specialized professionals to manage investments and generate returns. Here is an overview of common hedge fund positions and their respective salaries, education requirements, and skillsets. Portfolio Manager Salary: $500,000+ Education: MBA or graduate degree, 5+ years experience Skills: Investment analysis, risk management, leadership Portfolio managers make final decisions on investment strategies…
DSCR, or debt service coverage ratio, loans are a type of commercial real estate financing popular with investors. DSCR loans are underwritten based on the property’s projected cash flow rather than the borrower’s income and credit score. Given their riskier nature, lenders typically require a substantial down payment on DSCR loans – often in the…
An entrepreneur would most likely be interested in a variety of factors when selecting which industry to launch a startup in. While passion and expertise are critical, elements like market demand, barriers to entry, and profit potential also weigh on the decision. This article explores some of the hottest industries for entrepreneurs along with the…
Simplified Loan Solutions: An Easier Way to Access Financing Simplified loan solutions offer a streamlined application process, flexible repayment terms, and focus on cash flow over credit scores. Learn the pros of these accessible financing options. What Are Simplified Loan Solutions? Getting approved for traditional bank loans can be complicated, with piles of paperwork, strict…
on the latest student loan forgiveness news: Biden Extends Payment Pause to September 30 On August 4, 2023, President Biden extended the pandemic student loan payment and interest freeze for a seventh time since March 2020. The moratorium is now set to expire on September 30, 2023. This relief has so far saved borrowers over…
When researching investments, you may come across two key terms – dividend rate and APY. While related, these metrics have distinct definitions and applications in finance. Understanding the difference is important for making informed investment decisions. What is Dividend Rate? Dividend rate refers to the percentage of earnings a company pays out to shareholders in…
With over 4,000 locations, Liberty Tax & Loans is one of the largest tax preparation and financial services franchise companies in North America. Founded in 1997, Liberty Tax & Loans provides a wide array of offerings, from filing tax returns to securing small business loans. Tax Preparation Services Liberty Tax & Loans employs trained tax…
Factors That Determine Credit Approval Odds When you apply for any type of credit, whether it’s a credit card, auto loan, mortgage, or other financing, the lender will determine your creditworthiness to decide on approving your application. The main factors that influence your approval odds include: Credit Score Your credit score, calculated based on your…
