The SPAXX Yield, How It Compares
SPAXX stands for the Fidelity Government Money Market Fund, which offers a relatively high yield compared to other cash equivalent investments. But what exactly is the SPAXX yield and how does it stack up against alternatives? What is the SPAXX Yield? The SPAXX yield refers to the annual percentage yield (APY) of the Fidelity Government…
How Much Can I Sue My Landlord for Emotional Distress?
Suing your landlord for the emotional distress caused by their actions or negligence is possible, but the amount you can recover varies case-by-case. What damages can you claim, and what evidence is needed to prove emotional distress? Factors That Determine Potential Emotional Distress Damages How much you can sue your landlord for emotional distress depends…
An Overview of Loss Prevention Jobs and Career Outlook
Loss prevention (LP) involves developing strategies and security measures to protect assets from theft, fraud, cybercrime, and other losses. It is an essential function across many industries and loss prevention jobs are expected to see significant growth in coming years. This in-depth guide explores various loss prevention roles, requirements, salaries, and tips for entering the…
What is a Smart Deposit and How Does it Compare?
Smart deposits are a relatively new type of bank account that offer higher interest rates but come with certain restrictions. This article will explain what smart deposits are and how they compare to savings accounts, money market accounts, and certificates of deposit. What is a Smart Deposit? A smart deposit is a deposit account offered…
Will There Be Another Stimulus Check in 2023?
The possibility of additional stimulus checks in 2023 is a hot topic as Americans continue to cope with the economic impacts of the COVID-19 pandemic and rising inflation. This article will provide a comprehensive overview of the status of both federal and state-level stimulus programs this year. Federal Stimulus Checks in 2023 As of August…
How to Get a Debt Lawsuit Dismissed
Dealing with debt lawsuits can be stressful, but in some cases, you may be able to get the lawsuit dismissed. Here are some of the most effective ways to get a debt lawsuit dismissed. Prove You Don’t Owe the Debt One of the best defenses against a debt lawsuit is to prove that you don’t…
Social Security Benefits to Rise 3.2% in 2024 COLA Increase
The Social Security Administration (SSA) has announced a 3.2% cost-of-living adjustment (COLA) increase for 2024 Social Security benefits. This will be the largest COLA increase since 1982 for the average $1,800 monthly retirement payment. Largest Social Security Raise in Decades The SSA bases the COLA increase on the Consumer Price Index for Urban Wage Earners…
Federal and State Student Loan Forgiveness Programs Guide
If you’re struggling under the burden of student loan debt, loan forgiveness programs offered by the government provide a glimmer of hope. Federal and many state programs can potentially reduce or eliminate student loan balances for borrowers who meet specific criteria. While not everyone will qualify, understanding the options available is key to accessing this…
Get the Inside Scoop on Family Opportunity Mortgages
If you want to help a family member get into a home but they can’t qualify for a mortgage, a family opportunity mortgage (FOM) may be the solution. This unique loan program allows borrowers to purchase a home for a parent, child, or grandchild while still qualifying for the best terms. What Exactly is a…
Guardian Disability Insurance: Coverage Options and Considerations
Guardian offers various disability insurance policies to provide income protection if injury or illness prevents working. Guardian disability coverage comes in two main forms: short-term and long-term. Short-term disability insurance from Guardian replaces income for a limited period, typically 6-12 months. This coverage helps pay bills as you recover and return to work. Long-term disability…
