Finding houses for rent with no credit check history can be challenging but is possible with the right resources. Here are some tips for finding landlords or property managers willing to forego a credit check when approving tenants:
Search Rental Listings on No Credit Check Websites
Specialized rental websites like Zillow, Trulia, HotPads, and No Credit Check Apartments allow users to filter listings by “credit not required.” Browsing these sites makes it easy to identity landlords open to applicants with limited or no credit histories. You can also find listings on general classified sites like Craigslist.
Contact Local Landlords and Property Management Companies
Many smaller, individual landlords are often more flexible on credit requirements than big apartment complexes. Search online or in the phone book for contact information of landlords or property management companies in your desired area. Reach out to explain your situation and ask if they have any rentals available without a credit check.
Leverage Your Personal Connections
Let friends, family, coworkers, and acquaintances know you’re seeking a rental that doesn’t require a credit check. Ask them to refer you to any landlords they know who may be willing to work with you. Social media networks and local community groups can also be good avenues for connecting with potential landlords.
Offer a Larger Security Deposit
Providing a larger upfront security deposit can give landlords added financial assurance and incentive to forgo the credit requirement. Make sure to get any agreement for an increased deposit in writing.
Provide Previous Landlord References
Solid references from previous landlords vouching for your ability to pay rent reliably can help ease landlords’ concerns about your credit situation.
Offer a Guarantor or Cosigner on the Lease
Finding a guarantor willing to sign the lease and cover rent if you’re unable makes you a much lower risk tenant. A close friend or family member may be willing to act as your guarantor.
Cast a Wide Net in Your Search
Be open to different locations, housing types, and move-in dates. Flexibility makes it much easier to find a suitable rental that doesn’t require a credit check.
With persistence and creativity, it is possible to find houses for rent no credit check. Following these tips will help you secure the perfect rental for your needs.
You could find some additional information through the National Low Income Housing Coalition:
